Privacy Policy
Overview
CalculatorInvest.com ("CalculatorInvest", "we", "us") is operated by Dioartis Grup SRL. This Privacy Policy describes how we process personal data when you use our website, calculators, forecasts, and related tools. It is written for the entry into force of Law no. 195/2024 of the Republic of Moldova on personal data protection (effective 23 August 2026).
This policy works together with our Cookie Policy, Terms of Use, and Disclaimer. Using the calculators does not require creating an account.
Data controller
| Legal name | Dioartis Grup SRL |
|---|---|
| IDNO | 1011600003727 |
| Registered address | MD-2020, mun. Chișinău, sector Rîșcani, Calea Orheiului 109/3, ap. (of.) 211 |
| Jurisdiction | Republic of Moldova |
| Group website | dioartis.com |
| Privacy contact | privacy@dioartis.com |
| Product support | support@calculatorinvest.com |
| Website | calculatorinvest.com |
| Data Protection Officer | Not appointed. Privacy requests are handled at the privacy contact above. |
Categories of data subjects
- Website visitors — people who browse pages, use calculators, or read forecasts without registering.
- People who contact us — people who email us or use published contact details.
- Share-link recipients — people who receive a link containing calculator state encoded in the URL fragment.
CalculatorInvest does not offer user accounts, client portals, or payment processing on this website.
Processing activities
| Activity | Data processed | Purpose | Legal basis | Recipients | Retention |
|---|---|---|---|---|---|
| Website delivery & security | IP address, user agent, requested URL path, timestamps, HTTP status, security signals | Operate the site, prevent abuse, diagnose errors | Legitimate interest; legal obligation where applicable | Dioartis Grup SRL, on OVHcloud (OVH SAS) infrastructure in the EU (France) | Up to 90 days, then deleted or anonymised, unless needed longer for an active security incident |
| Cookie consent & theme preference | Consent categories, timestamp, version; light/dark theme choice | Record choices; remember display preference | Consent (optional analytics); legitimate interest for essential preferences | Stored locally in your browser; not sent to our application database | Until you clear site data or change your choice |
| Google Analytics (optional) | Pseudonymous usage data, approximate location, device/browser metadata — only after analytics consent | Understand aggregate traffic and improve the site | Consent in opt-in regions; legitimate interest with opt-out elsewhere | Google LLC | Only after opt-in in EU/UK/CH/MD/BR, or by default elsewhere until you opt out. GA4 event data per our property settings (Google’s current default is 2 months unless extended). First-party analytics cookies typically last up to 2 years |
| Asset search (typeahead) | Search terms typed in the header search box | Find assets on the site | Legitimate interest | Processed in your browser against a local asset index | Not retained server-side from routine browsing |
| Calculator & forecast inputs (normal use) | Amounts, dates, symbols, assumptions you enter | Run calculations in your browser | Not applicable — processed locally; not stored as personal financial records | None for routine on-page use | Not stored on our servers during normal use |
| Share links | Calculator state encoded in the URL fragment (after #) | Let you copy a link that pre-fills a scenario for another person | Your choice when you generate or send a link | Anyone with the link; not written to our application database | Visible in the link until you stop sharing; may appear in browser history |
| Email contact | Email address, message content, metadata | Respond to inquiries | Legitimate interest; pre-contractual steps where relevant | Dioartis Grup SRL mailboxes on the same hosting infrastructure | Up to 36 months after the last meaningful reply, unless a longer period is required for legal claims or accounting |
Advertising: An ads.txt file is published for future advertising configuration, but Google AdSense or other ad scripts are not currently loaded on CalculatorInvest. We do not process advertising cookies on this site at present.
Calculator and forecast inputs
When you use ROI, DCA, CAGR, comparison, forecast, and similar tools in the ordinary way, the values you type are processed locally in your browser to produce results. CalculatorInvest does not operate a user account system and does not store those inputs in an application database as personal financial records.
Technical requests to our servers are limited to delivering pages, scripts, market data files, and security-related logs. Your calculator inputs are not submitted to our servers as part of normal calculation flow.
Share links
Some calculators offer a Share or Copy link feature. When you use it, selected values (such as investment amount and dates) are encoded in the URL fragment (the part after #). Browsers do not send URL fragments to the web server in the HTTP request.
- The link does include the values you chose. Anyone who receives the link can open it and see those values pre-filled.
- CalculatorInvest does not automatically send shared links to our servers or save them in a database.
- Google Analytics, when enabled with your consent, is configured to use page paths without query strings or fragments and must not receive financial values from share state.
- Legacy links: Older share links may have placed values in the query string. Those values could appear in server access logs. New links use fragments only.
Google Analytics
Google Analytics 4 (Google LLC) is optional. In the EU/EEA, UK, Switzerland, Moldova, and Brazil it loads only if you accept analytics cookies. In other countries it may load by default; you can opt out with Cookie preferences. Until analytics is allowed, storage remains denied through Google Consent Mode v2 defaults.
Measurement ID: G-YXG66XXK36. When analytics is allowed, Google sets first-party cookies including _ga and _ga_YXG66XXK36.
To choose the right consent flow we look up your country from your IP on our server. We do not send that lookup to Google. If the lookup fails, we keep analytics off until you opt in.
Cookies and local storage
Essential browser storage includes your cookie consent record (calculatorinvest_cookie_consent) and theme preference (calculatorinvest-theme). Optional analytics cookies are described in our Cookie Policy. You can change optional choices using in the footer.
Data sources
Market prices and related datasets come from third-party providers documented on our Data Sources page. Those providers do not receive your personal data from CalculatorInvest in the ordinary course of browsing.
International transfers
Dioartis Grup SRL is established in the Republic of Moldova. CalculatorInvest is hosted on OVHcloud infrastructure in the European Union (France). If you consent to Google Analytics, Google LLC may process data in the United States and other Google locations. Where a transfer outside Moldova occurs, we apply a transfer mechanism required by Law no. 195/2024 (for example an adequacy decision or standard contractual clauses).
Security
We use HTTPS and reasonable technical and organizational measures to protect the site and data we process.
Your rights
Under Law no. 195/2024 and, where applicable, other laws, you may have the right to access, rectification, erasure, restriction, objection, portability, and withdrawal of consent for consent-based processing.
Response time: We respond within one month of receipt. Complex requests may be extended by up to two additional months with explanation.
Identity verification: We may request reasonably necessary information to confirm you are the data subject or an authorized representative.
Complaint: You may lodge a complaint with CNPDCP (Centrul Național pentru Protecția Datelor cu Caracter Personal), str. Serghei Lazo 48, MD-2004 Chișinău; datepersonale.md; centru@datepersonale.md. You may also contact another competent supervisory authority, including in your country of residence where applicable.
Automated decisions
CalculatorInvest does not make automated decisions that produce legal or similarly significant effects about you.
Children
The site is not directed at children under 16. We do not knowingly collect personal data from children. Contact support@calculatorinvest.com if you believe a child has provided data.
Changes to this policy
We may update this Privacy Policy for legal, technical, or operational changes. The date and version at the top show the current text. Continued browsing alone does not constitute consent to optional analytics; separate consent mechanisms apply where required.
Contact
Privacy requests: privacy@dioartis.com. Product questions: support@calculatorinvest.com or Contact.