Terms of Use

1. Acceptance of Terms

By accessing or using CalculatorInvest.com ("the site"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site.

2. Description of Service

The site provides free, browser-based investment calculators and tools, including:

• ROI calculators for stocks, forex, indexes, commodities, and cryptocurrencies
• Systematic Investment Plan (SIP) simulators
• Performance comparison and price ratio tools
• Educational forecasts and simulations
• CAGR, compound interest, DCA, and other financial calculators

All tools are provided for educational and informational purposes only. The site is supported by advertising.

CalculatorInvest is operated by Dioartis Grup SRL (Registration Number (IDNO): 1011600003727), with registered address at Str. Calea Orheiului 109/3 ap.211, Chișinău, Moldova, Jurisdiction: Republic of Moldova.

3. Forecasts and Simulations

CalculatorInvest includes tools that generate forecasts and simulated investment scenarios based on historical data and statistical models. These outputs are provided for informational and educational purposes only.

Users acknowledge that forecasts are hypothetical in nature and do not represent actual or guaranteed future performance.

4. No Financial Advice

Nothing on this site constitutes investment, financial, tax, or legal advice. Calculator and forecast results are estimates based on historical data and user-provided inputs. They do not guarantee future returns. You are solely responsible for your investment decisions and should seek professional advice when appropriate.

5. Permitted Use

You may use the site for personal, informational, and non-commercial purposes only, unless you have obtained written permission from us for another use.

6. Prohibited Use

You may not:

• Scrape, harvest, extract, or bulk-download site data or content
• Use bots, scripts, crawlers, or automated tools beyond normal search engine indexing
• Reproduce calculator results, forecast datasets, page structures, or site content for competing products or services
• Reverse engineer or attempt to copy platform logic, content structure, or proprietary presentation
• Interfere with site performance, advertisements, or functionality
• Use the site in an abusive, fraudulent, or unlawful way

7. Intellectual Property

Site content, branding, design, layout, calculator logic, compiled data presentation, and original materials are owned by or licensed to CalculatorInvest and its operator. Unauthorized reproduction or redistribution is prohibited.

You may not reproduce, distribute, modify, or create derivative works from site content without written permission.

8. No Reliance / User Responsibility

You are solely responsible for decisions you make based on the site. Outputs are estimates and educational illustrations only.

Use of the site does not create any advisory, fiduciary, or professional relationship between you and CalculatorInvest or Dioartis Grup SRL. See the Disclaimer for limitations on tools and forecasts.

9. Advertising

The site is a free service supported by advertising revenue. By using the site, you acknowledge that:

• Advertisements may be displayed alongside our content and tools
• Ads are served by third-party advertising networks, including Google AdSense
• Ad content is selected by advertising partners, not by CalculatorInvest.com
• The appearance of an ad does not imply our endorsement of the advertised product or service

You agree not to:

• Click on ads artificially or repeatedly (invalid clicks)
• Use automated tools to generate ad impressions or clicks
• Encourage others to click on ads deceptively
• Interfere with the delivery or display of advertisements

10. Accuracy and Availability

We strive to keep calculators accurate and the site available, but we do not warrant that content is error-free, complete, or always accessible. Price data is sourced from third-party providers and may be delayed or incomplete. We may modify, suspend, or discontinue features at any time without notice.

11. User Conduct

You agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems, servers, or data
• Transmit malware, viruses, spam, or harmful code
• Interfere with the site's operation, performance, or other users' access
• Misrepresent your identity or affiliation
• Reverse engineer, decompile, or disassemble any part of the site

12. Limitation of Liability

You acknowledge that all decisions based on CalculatorInvest tools are your own responsibility. The platform provides estimates only and does not guarantee outcomes.

To the fullest extent permitted by applicable law, CalculatorInvest.com, Dioartis Grup SRL, and their operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of (or inability to use) the site or its tools
• Reliance on calculator results, forecast scenarios, or other outputs
• Errors or inaccuracies in calculator results or price data
• Pricing discrepancies, interruptions, or third-party service failures
• Investment decisions made based on information from the site
• Content of advertisements displayed on the site or third-party links
• Unauthorized access to or alteration of your data

13. Indemnification

You agree to indemnify, defend, and hold harmless CalculatorInvest.com, Dioartis Grup SRL, and their operators, employees, and affiliates from any claims, liabilities, damages, costs, or expenses (including legal fees) arising from your use of the site, violation of these terms, or infringement of any third-party rights.

14. External Links

The site may contain links to third-party websites and services. We are not responsible for their content, privacy practices, availability, or accuracy. Accessing external links is at your own risk.

15. Privacy

Your use of the site is also governed by our Privacy Policy, which describes how we collect, use, and protect your data, including information about cookies and advertising.

16. Governing Law

These terms are governed by the laws of the Republic of Moldova, except where mandatory provisions of your local law require otherwise.

17. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

18. Changes to These Terms

We may update these terms at any time. The "Last updated" date at the top reflects the latest revision. Continued use of the site after changes constitutes acceptance of the updated terms. We recommend reviewing this page periodically.

19. Contact

For questions about these Terms of Use, email support@calculatorinvest.com or use our Contact page.