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$10,000.00 Invested in Gold (spot) 2021 (5 Years Ago)

Gold (spot) (XAU)

If you had invested $10,000.00 in Gold (spot) in 2021, your investment would be worth $27,415.88 today.

Current value

$27,415.88

+174.2% total return over 5 years

Your investment grew 2.7× over 5 years.

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Use the Gold (spot) Investment Calculator to test other lump sum or monthly investment scenarios.

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Try other scenarios:$1,000.00 invested $5,000.00 invested DCA $50.00/mo DCA $100.00/mo 5 years performance

Investment results at a glance

Initial
$10,000.00
Value today
$27,415.88
Total return
174.2%
CAGR
21.4%
Profit
$17,415.88
Multiple
2.74x
Annualized return
21.4%

Data through 2026-03-12.

What to do next

Open ROI calculator Open DCA calculator Compare Gold (spot) vs S&P 500 $500 invested scenario $1,000 invested scenario

Performance insights

  • Total return was +174.2%
  • Average annual return (CAGR) was +21.4%
  • Worst drawdown was -20.4%
Compare Gold (spot) with:Bitcoin Bnb Ethereum Cac 40 Crude Oil Brent
Gold (spot) turned $10,000.00 into $27,415.88 over the selected 5-year period.

Value over time

Year2020
Value$10,000.00
Annual return—
Year2021
Value$9,653.48
Annual return-3.5%
Year2022
Value$9,612.28
Annual return-0.4%
Year2023
Value$10,894.30
Annual return+13.3%
Year2024
Value$13,888.33
Annual return+27.5%
Year2025
Value$22,849.30
Annual return+64.5%
Year2026
Value$27,415.88
Annual return+20.0%

About Gold (spot)

Gold is a precious metal used as a store of value and in jewelry and industry. It is often seen as a hedge against inflation and currency risk.

Gold is widely held by central banks and long‑term investors as a hedge against inflation, currency risk and periods of market stress.

From2020-12-31
To2026-03-12

What this shows

Uses first available close in 2021 through 2026-03-12.

FAQ

What does this page show?
It shows historical investment results based on past prices. Results are for education and research only, not financial advice.
How is CAGR calculated?
CAGR (compound annual growth rate) is the annualized return: (end value / start value)^(1/years) - 1. It smooths returns over the period.
Where does the data come from?
We use historical daily closing prices from the same data source as our calculators. Data is updated periodically.
Does this include dividends?
Returns are based on price only. Dividend reinvestment is not included unless stated. Total return indices would be higher when dividends are included.
Is this financial advice?
No. This is for education and research only. Past performance does not guarantee future results. Consult a financial advisor for your situation.

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How $5,000.00 in Gold (spot) would have performed Dollar-cost average $200.00/mo into Gold (spot) Dollar-cost average $250.00/mo into Gold (spot) View Gold (spot)'s 5 years performance View Gold (spot)'s 10 years performance

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