DCA $100.00 Monthly Into Gold (spot)
Gold (spot) (XAU)
Contributing $100/month into Gold (spot) over about 15 years would have grown to roughly $53,266.14 from $18,100 invested. That equals around +194.3% on contributions, or roughly 7.4% annually. Overall, this shows strong long-term accumulation on past data, though results remain sensitive to timing.
Portfolio value
$53,266.14
+194.3% return on $18,100.00 contributed
What this means
- Monthly buys change your average cost; they do not remove market risk.
- Start and end dates in the data set the outcome.
- Fees, taxes, and cash drag are not modeled unless stated.
Want to test a different monthly amount?
Use the Gold (spot) Investment Calculator to test other lump sum or monthly investment scenarios.
Open Gold (spot) CalculatorInvestment results at a glance
Data through 2026-04-28.
Portfolio value vs contributions
Shows portfolio value and cumulative contributions over time.
Historical context
This page illustrates how recurring investments into Gold (spot) would have performed over time using historical price data. It helps show how periodic contributions can affect average cost, portfolio growth, and return across different market conditions. Dollar-cost averaging can reduce the impact of poor timing on any single purchase, but it does not eliminate market risk or guarantee positive returns.
Performance insights
- ROI was +194.3% on total contributions
- Annualized return was +7.4%
Value over time
About Gold (spot)
Gold is a precious metal used both as a store of value and in jewelry and industry. It is often seen as a hedge against inflation, currency risk, and periods of market stress. Gold is widely held by central banks and long-term investors as a macro asset, and its price is influenced by real yields, U.S. dollar strength, global demand, and risk sentiment.
Gold is widely held by central banks and long‑term investors as a hedge against inflation, currency risk and periods of market stress.
What this shows
First available close each month from 2011-04-28 to 2026-04-28.
How this DCA calculation works
- Recurring contributions are modeled using the selected monthly contribution amount over the chosen historical period.
- Portfolio growth is based on historical closing prices available for each contribution interval.
- Results do not include taxes, fees, trading costs, spreads, or slippage unless explicitly stated.
- Where supported, corporate actions such as stock splits may be reflected in the historical data.
- This example is for educational purposes only and does not represent a recommendation or forecast.
Returns shown are nominal and do not account for inflation.
DCA can smooth entry timing, but final results still depend heavily on the asset’s long-term price behavior and the selected contribution period.
Past performance does not guarantee future results.
Final verdict
Best for understanding accumulation mechanics on past data: how contributions and price combined over time. Compare amounts or assets elsewhere; it does not promise future results. Educational only.