$100.00 Invested in Gold (spot) 2021 (5 Years Ago)
Gold (spot) (XAU)
Investing $100 in Gold (spot) for 5 years would have grown to about $245.53 in this historical window. That represents roughly +145.5% total return and about 18.4% annually. In practical terms, this was a strong medium-term period on past data, but outcomes depend heavily on timing.
Current value
$245.53
+145.5% total return over 5 years
What this means
- Same dollar amount, different ticker: compare other “$X invested” pages for context.
- Figures are nominal; inflation is not subtracted here.
- Illustrative only—not a forecast.
Want to try a different amount or time period?
Use the Gold (spot) Investment Calculator to test other lump sum or monthly investment scenarios.
Open Gold (spot) CalculatorInvestment results at a glance
Data through 2026-04-28.
Investment growth over time
Shows portfolio value and ROI over the period.
Historical context
This page shows how a one-time investment in Gold (spot) would have changed in value over the selected period using historical price data. It is designed to help illustrate past growth, drawdowns, and long-term return behavior, not to predict future performance. Commodity returns are often shaped by inflation expectations, supply and demand dynamics, currency moves, and macroeconomic uncertainty.
Performance insights
- Total return was +145.5%
- Average annual return (CAGR) was +18.4%
- Worst drawdown was -20.4%
Value over time
About Gold (spot)
Gold is a precious metal used both as a store of value and in jewelry and industry. It is often seen as a hedge against inflation, currency risk, and periods of market stress. Gold is widely held by central banks and long-term investors as a macro asset, and its price is influenced by real yields, U.S. dollar strength, global demand, and risk sentiment.
Gold is widely held by central banks and long‑term investors as a hedge against inflation, currency risk and periods of market stress.
| From | 2020-12-31 |
| To | 2026-04-28 |
What this shows
Uses first available close in 2021 through 2026-04-28.
How this historical result is calculated
- This page uses historical closing price data for Gold (spot) over the selected period.
- For lump-sum scenarios, the starting value is based on the selected investment amount and the historical price at the chosen start date.
- Results do not include taxes, fees, spreads, slippage, or other transaction costs unless explicitly stated.
- Corporate actions such as stock splits, and dividends where supported by the data source, may be reflected depending on asset type and data availability.
- This tool is provided for educational and informational purposes only.
Results shown are nominal returns and do not account for inflation.
Past performance does not guarantee future results.
Final verdict
Best read as a single five-year snapshot with a uniform contribution story; another window can read very differently. Not advice.